Whole of Market Mortgage and Protection Services

 A first-time buyer is defined as an individual or individuals who have never owned an interest in a residential property in the United Kingdom or anywhere else in the world and who intends to occupy the property as their main residence 

 Moving house is a great opportunity to reconsider your current mortgage and look for a better deal, whether you are looking to move to a different location or step up the property ladder. What is a home mover mortgage? A home mover mortgage is no different to a standard mortgage. It’s simply the process of getting a new mortgage when you move house so the mortgage is suitable for the house you’re moving into 

 A remortgage is when you switch from your current mortgage to another product. This doesn’t involve moving home, but it does mean replacing your financial agreement on your property with another. In most cases, remortgaging is done in order to get a better rate or to unlock extra funds. It is not the same as borrowing more money from your current lender.

 What is Additional Borrowing? Additional borrowing on your mortgage is also known as a further advance. This is when you borrow more money from your existing mortgage lender, secured against your property, and can be for many reasons. Speak to our experts today to find out more. 

  buy-to-let mortgage is a mortgage loan specifically designed for this purpose. Buy-to-let properties are usually residential but the term 

 A portfolio landlord is a borrower with four or more distinct mortgaged Buy to Let UK rental properties (or seven or more for remortgage applications without capital raising). This includes holiday lets, properties owned through a limited company, 'consent to let' properties and all BTL mortgages owned solely or jointly by the applicant